Very nice explanation and only nitpicking, but saying that Thorium is much much safer than uranium implies that uranium nuclear plants are unsafe. In reality uranium nuclear power has one of the best safety records in energy production.

That sounds super cool and stuff, but it has nothing to do with the essence of banking. Banks are businesses that take deposits for safekeeping and that provide credit. Banks in fact outdate Fortran by a 1000 years or so.

What do you mean with being your own bank? Can you receive deposits from customers? Are you allowed to lend a portion of the deposists onwards for business loans/mortgages? If not, you are not your “own bank”.

I think you mean that you can use it as a deposit for money, similar to, say, an old sock.